EJM Advice

EJM Advice is a financial planning and wealth creation practice operating as a trading name of EJM Financial Services Pty Ltd. The firm provides superannuation and SMSF advice, retirement planning and income strategies, personal insurance advice covering Life, TPD, Income Protection and Trauma cover, aged care advice and funding decisions, and cash flow and budgeting services.

EJM Advice has 350+ years' combined advice experience and follows a 3-step plan: a complimentary intro call, strategy & plan, and implement & review. The practice services Melbourne and surrounds, with local teams in Melbourne CBD, Geelong, Albury and Wangaratta. Brendan Cairns started EJM in Wangaratta in 2011.

EJM Advice draws consistent praise for the calibre of its financial guidance, with Lucy Thompson singled out by name across much of the feedback. Her command of financial products and forecasting is described as extensive, and customers value how she translates complex matters into plain language, whether the subject is a superannuation account, aged care planning for parents or a long-term strategy. Reviews regularly refer to the clarity of each step taken, so that decisions feel considered rather than rushed.

A point made in several accounts is the effort made to understand individual circumstances and personal situations, rather than treating people as just another client, which helps explain relationships that have lasted six years and more, sometimes spanning generations of the same family. Communication before and after meetings is described as thorough, responsive and attentive to any concerns raised. The professionalism and approachable manner of the wider team are noted alongside the sound economic advice provided, and customers speak of feeling confident and relaxed about their financial future as a result of the discussions held.