DC Advice

DC Advice is a financial planning firm based in Toowoomba, established in 2016. The firm is locally owned, with Carl Wade as owner and founder. Carl Wade has provided financial planning advice for over 15 years, holds an Advanced Diploma of Financial Planning, meets the competency requirements under ASIC’s Regulatory Guide RG 146, and is a member of the Association of Financial Advisers.

Nikki Szprinc joined DC Advice in 2020 and has been in the financial planning industry since 2006. She has completed a Graduate Diploma in Financial Planning and is accredited to provide advice on superannuation, retirement planning, investments, personal insurance and Self-Managed Superannuation Funds. Mackenzie McErlean joined DC Advice in 2023 as an Administration Assistant, and Heidi Gleeson works in Human Resources. DC Advice specialises in providing holistic financial planning and investment advice services to individuals, families, and small business owners.

Financial planning and advice is the service offered by DC Advice in Toowoomba, where adviser Nikki works with clients over the longer term. One customer, after around eighteen months of engagement, describes her as outstanding, noting that she takes care to explain the reasoning behind each recommendation so the purpose is clear rather than just the action itself.

The same client mentions that she is readily contactable when questions come up and that she is genuinely committed to helping people achieve their objectives, which points to a working relationship that is both accessible and personal. The adviser's habit of making the thinking behind her suggestions explicit stands out, as does her ongoing investment in the client's aims across the engagement.