Coral Coast Financial Services

Coral Coast Financial Services is a financial advisory and planning firm based in Cairns, founded in December 2001 by Craig Armstrong and Mark De Gregorio. Armstrong is a Director and Certified Financial Planner with a Diploma of Financial Planning and Diploma of Business. De Gregorio is a Director, Certified Financial Planner, and Fellow of the Institute of Public Accountants with a Degree in Commerce and Diploma in Financial Planning.

The firm holds Australian Financial Services Licensee (AFSL) number 537 339. The team includes Partner and Financial Adviser Sebastian Cavallaro, who joined in July 2004 and holds a Master of Financial Planning; Senior Financial Adviser Nicolas Basham, with 26 years of advice industry experience; Financial Adviser Joel Cipriano, who joined in November 2017 with 9 years of banking and finance experience; Senior Financial Adviser Rebecca Dolan, who joined in 2013 and holds a Bachelor of Business (Economics) and Master of Financial Planning; Financial Adviser Emika Harman, who joined in July 2021 with six years of banking and finance experience; Senior Financial Adviser Sharon Hoey, who joined in March 2007 and holds a Master of Financial Planning; Financial Adviser Rachel Lyons, with over 11 years of banking and finance experience; General Manager Ian Lane, with 36 years of industry experience and an MBA (Marketing), DipFinServ (FP), and Cert IV FinSer (Mortgage Broking); and Client Manager Teresa Caltabiano, who joined in February 2025 with 13 years of banking experience and five years in a financial planning firm.

Services include financial advice and planning.

Coral Coast Financial Services provides insurance, investment and superannuation consulting from Bunda St in Cairns City, and the two accounts on file are both highly favourable. One describes sitting down with Craig Armstrong to set out a financial position, then leaving with a clear roadmap of what to prioritise and why, having received assistance with superannuation, shares, property and tax questions along the way.

The other credits Mark and Craig, together with their team, for advice that saved the business thousands while fostering an outlook described as confident and proactive, which supported substantial growth. Both accounts point to guidance tailored to the client's circumstances and delivered by named advisers, with questions answered along the way.