Toro Wealth Financial Advice

We found Torro Wealth through following the SuperGuy YouTube channel for a number of months and decided to approach them after many attempts to find a good financial planner. Justin Wilson and the team from Torro Wealth was the first time we received both confidence that they understood our needs and clear, specific, actionable advice. As a result, we confident and comfortable that we are set up for our future retirement.

My wife and I had the pleasure of working with Bobby as our financial advisor. He was down-to-earth, knowledgeable, and always punctual. Bobby explained everything in a clear and simple way, making it easy for us to understand. He encouraged us to ask questions and was always happy to explain things again or discuss any concerns until we felt completely comfortable. We would highly recommend Toro Wealth and Bobby Byrne without hesitation. Thanks to Bobby’s guidance and expertise, we feel confident and at ease about our retirement plans and are looking forward to enjoying this next chapter of our lives.

I recently had the pleasure of working with Justin Wilson, Senior Financial Adviser at Toro Wealth, and I couldn’t recommend him more highly. From the outset, Justin guided me through a thorough and thoughtful discovery process. He took the time to truly understand who I am, what matters most to me, and what I want to achieve - both personally and financially. This wasn’t a rushed or surface-level exercise, instead, Justin carefully explored my short, medium, and long-term goals, helping quantify what I would need to fund each stage of life and retirement with confidence. The entire process was conducted in a very professional, efficient, and confidence-inspiring manner. Justin has a natural ability to simplify complex financial concepts, making even the more detailed aspects of planning easy to understand. His approach ensured that I always felt informed, comfortable, and in control of the decisions being made. What stood out most was Justin’s ability to combine technical expertise with a genuinely personable style. He is generous with his time and knowledge, and his sense of humour made what can often be a daunting process both engaging and enjoyable. By the time the Statement of Advice was presented, all options were clearly articulated, logical, and tailored to my circumstances. Justin expertly demonstrated how to maximise outcomes while carefully managing tax exposure and leveraging all available opportunities. For anyone serious about planning their financial future and retirement, engaging a professional like Justin is invaluable. He ensures you are truly making the most of your investments and long-term strategy. The process is absolutely worth the time and investment. I highly recommend Justin to anyone seeking clear, strategic, and genuinely client-focused financial advice.

We decided on Toro Wealth, after watching Chris Strano & researching Financial advise providers. The choice became simple for us, Toro Wealth's approach and cost structure met our needs perfectly! We chose Bobby Byrne as our advisor after reading the teams bio's & reviews. Bobby has been everything we had hoped for, genuinely engaged in listening to our needs, wants, & understanding our financial situation. He then discussed options in a clear & considered manner ensuring we understood all the pro's & cons, then built us a plan for our future that meets our needs & desires beautifully. We are excited & executing the plan Bobby has provided us & look forward to working with Bobby in the future as the need arises.

I highly recommend Toro Financial Advice. From the beginning, the team has been professional, knowledgeable and genuinely focused on helping me make informed decisions about my financial future. A special thank you to Steph, who has been an absolute pleasure to work with. She took the time to explain everything clearly, answered all of my questions with patience, and made what initially felt like an overwhelming process much easier to navigate. Her warmth, professionalism and genuine care gave me great confidence throughout the journey. Thank you, Steph and the Toro team, for your outstanding service.

We have been dealing with Stephanie Spencer from Toro Wealth since 2024/25. We had to interview and kiss a lot of frogs (financial advisors) before we felt comfortable that we had a truly independent financial advisor. What we simply wanted.... was a plan. What we did NOT want, was how much of the financial industry operates. That is, by subscription and ongoing fees or commissions and by selling you financial products. What we received was someone who didn't initially discuss numbers, investments and products. Rather, Stephanie, discussed with us life goals, travel, career/retirement aspirations, vehicles, homes and family. The focus was how we wanted to spend the rest of our days living. Then came the part of how we were going to pay for it. We ended up with a 30 year plan that addresses all our goals and aspirations, tax minimisation strategies and of course simple investment advice (non-commission based!). The advice made us so confident that we were able to retire without concern and gave us the plan to do it. Steph (and Yana) were an absolute pleasure to deal with. We appreciated Steph's approach, wisdom and advice so much, we went back again in June 2026 to tweak the plan a little, as our goals had changed a tad. This experience has taught me that good advice up front for a fair fee, is well worth the investment and far far better value in the medium to long term, than an advisor with subscriptions, trailing commission & products. I highly recommend Toro Wealth, particularly if you are wondering 'when can I retire'? Excellent people and service. Thank you so much Stephanie and Yana

We are a married couple. Mid 50’s. Both in govt with good jobs and a reasonable superannuation balance and wanting to know how we can retire between now and when we turn 60. After a bit of research we opted to contact Toro for advice and soon found ourselves in discussions with Mitch Buckley. Mitch is a knowledgeable and committed professional advisor who genuinely listens to what you want. Conversations are friendly and well structured making them easier to be involved in, even when you really are discussing critically your financial situation and future.,Mitch stepped us through everything and even allowed us to email him questions outside of the actual meeting schedule towards the end of the consultation process which allowed us to be less uncertain and anxious about matters that we either didn’t quite understand or were anxious about. Now we are at the end of the consultation process we are much more comfortable with the present and future. We would not hesitate to recommend Mitch or Toro. 👍👍