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Independent Wealth Advice - Financial Advisor Sydney

Independent Wealth Advice - Financial Advisor Sydney

5.0(22 reviews)See reviews ↓·Sydney

About the company

Independent Wealth Advice is a fee-for-service financial advisory firm based in Sydney, Australia. The firm services clients Australia-wide. It charges a single flat fee rather than ongoing fees, and publishes all of its fees on its website. The firm states it is independent and not affiliated with a bank. It does not charge ongoing fees, retainers, or a percentage of assets. Andy Darroch is the Director of the firm.

He holds a Bachelor of Business (Accounting), a Diploma of Financial Planning, and is an SMSF Specialist and MCIFAA. He was a Certified Financial Planner from 2020 to 2024 and has more than a decade of experience at Australia’s leading private banks and stockbroking firms, including Macquarie Private Bank and Wilson HTM. The firm offers a 45-minute initial consultation via Zoom or Teams. It prepares a Statement of Advice covering superannuation, insurance, investments and tax.

What customers say

Based on genuine customer reviews

Sydney clients of Independent Wealth Advice repeatedly highlight the work of Andy Darroch, an independent financial adviser whose fee-for-service model removes conflicts of interest and places client interests first. More than one customer describes receiving clear, actionable financial plans tailored to their circumstances, with Andy taking the time to understand their needs before offering recommendations they could implement themselves. His expertise is a recurring theme, particularly in superannuation and insurance matters, where reviewers mention complex changes being handled step by step.

An aspect raised across a number of reviews is his patience in explaining technical concepts in plain language, ensuring clients feel confident about the advice they receive. Reviewers also value his personable and professional manner, noting that he is approachable and responsive when urgent assistance is required. The independence of his advice is frequently praised, with customers describing it as honest and trustworthy.

Many mention that his guidance significantly improved their financial position, and the depth of knowledge he brings to each engagement is consistently acknowledged. Clients appreciate that he remains involved throughout the implementation of recommendations, providing support until the process is complete. His commitment to client well-being and willingness to advocate on their behalf are noted as distinguishing qualities. Satisfaction with a service delivering tailored, independent financial planning and superannuation assistance is a theme running through the accounts.

Reviews

Reviews are taken from publicly available sources.

MG
Mark Golden8 July 2025

Andy is highly professional and competent. This was our first experience with a Financial Planner and being an independent planner, this gave us confidence that he was acting solely in our best interests.

JL
jye lawrence3 February 2025

Had a quiet unique situation i needed assistance with and was completely lost and unsure how to figure it out andy was great and helped me out with all aspects of it. Highly recommend him to any one needed advice! His knowledge is fantastic and always goes into depth and takes the time to help you understand everything he puts forward.

EM
Elly M24 January 2025

It is refreshing to meet a truly independent financial advisor who recommended products completely in our best interests. Andy’s business model means that I’ll never be paying uneasy ongoing advice fees. He’s set us up for the next 15 years and the money we have saved through his recommendations will well and truly cover the one off cost of his advice. I would highly recommend Independent Wealth Advice.

KS
Kirsty Sloan16 April 2024

Andy provides a wonderful service. He is personable, professional and highly informed, and was able to give us a clear financial plan. We were very impressed with the independent financial advice Andy provided, and the time he took to understand our needs and work with us on our financial planning. Highly recommended.

S
Steve21 January 2024

I engaged Andy to help us improve our superannuation arrangements and his insightful advice has significantly uplifted our financial situation. His knowledge & experience were clearly evident from the outset. Andy’s fee-for-service business model is a refreshing approach within the financial planning industry and as a consequence, his services are great value. It was a pleasure working with Andy, helping us navigate Australia’s complex superannuation system & delivering a superior outcome for us. I highly recommend Andy for his exceptional expertise & personalized approach, excellent communication skills & commitment to helping us achieve our financial goals. Five stars without a doubt!

JL
Jennifer Lang18 December 2023

I highly recommend Andy Darroch from Independent Wealth Advice. Andy is an excellent, independent financial advisor who delivers a rare service: honest, independent financial advice, based on his expertise, that truly puts the client's interests first.

CO
Christopher O'Sullivan29 November 2023

Can't recommend Andy Darroch at Independent Wealth advice enough. As a non-expert in the financial sphere I very much appreciated Andy's explanations and sage advice. As he provides Fee-for-Service advice it is truly Independent and he has no conflict of interest. He helped me immediately when I needed it and I am very happy with all his work. He is an excellent independent wealth advisor.

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Contact
+61288808962iwadvice.com.au/?utm_source=GMB&utm_medium=organicSte 6, Level 12/14 Martin Pl, Sydney NSW 2000
Working hours
Monday08:30–18:00
Tuesday08:30–18:00
Wednesday08:30–18:00
Thursday08:30–18:00
Friday08:30–18:00
SaturdayClosed
SundayClosed