About the company
CA Financial Services Group is a financial advisory and planning firm based in North Sydney since 1983. It was founded by Guy and Vicki Cotter and began as a family business. The firm offers superannuation and retirement planning, personal insurance, mortgage and home loans, and investment strategies. It is a corporate authorised representative of Infocus Securities Australia Pty Ltd. CA Financial Services Group has nearly 40 years of practical financial planning experience.
What customers say
Based on genuine customer reviews
Operating out of North Sydney, New South Wales, CA Financial Services Group is a financial planning practice, with a Google rating of 4.9 across 87 reviews. The Google listing categorises it as a financial planner. As with other entries in this directory, the figures reflect a snapshot of the practice's public Google listing.
Reviews
Reviews are taken from publicly available sources.
I highly recommend Michael at CA Financial Services. His knowledge, professionalism, and genuine commitment to his clients have made a significant difference to my financial future.Michael guided me through my transition to becoming a self-funded retiree with clear advice and careful planning, making what could have been a daunting process feel straightforward and stress-free. He has also managed my superannuation exceptionally well, ensuring my investments remain aligned with my retirement goals while providing confidence and peace of mind.
We have been clients of CA Financial Services for over 15 years, and throughout that time we have built a strong and trusted partnership. We have always felt that Michael and the team genuinely have our best interests at heart. Michael has consistently taken the time to explain complex financial concepts in clear and simple terms, giving us confidence and helping guide us on a clear path towards a comfortable and secure retirement. The strategies developed over the years have enabled us to achieve our goals and successfully transition into retirement, which we are now thoroughly enjoying. CA Financial continues to provide valuable guidance and support as we navigate this new chapter of our lives. We cannot recommend CA Financial highly enough. Thanks to their expertise and ongoing support, we are now enjoying retirement feeling confident, relaxed, supported, and financially secure.
We have been using the services of these guys for the past few years. They have been very transparent in how their fees and services are applied and have helped us set up our financial affairs, from the set up of life insurances, estate planning, superannuation and other financial matters. We meet regularly to go through our finances and future plans. We very much appreciate the advice we have been given and will be trusting these guys to help us to manage our financial affairs moving forward
CA Financial Services Group have been my Financial Advisers since April 2013. They have advised and managed me on my Superannuation and investment strategy and my transition into retirement. I can honestly say that with their astute advise, initially Guy Cotter, and now with Thomas Cotter I am very happy with the growth my retirement funds and investments are tracking. Their advice is always clear and fully explained and I am comfortable with my current financial situation and their ongoing review and management of my portfolio to ensure my financial goals are continued to be achieved. I have therefore, no hesitation in recommending CA Financial Serrvices to any person who is seeking sound financial assistance.
We have been a continuing client of CA Financial Services since the business was established by Guy Cotter some 40 years ago. Thomas Cotter has directly provided us with financial planning and retirement advice services for the past 10 years. Thomas is professional, technically informed, responsive, engaging and provides relevant information to make our quarterly and ad hoc meetings productive. Thomas knows the importance of understanding our personal circumstances and risk profile which enables him to provide tailored financial planning advice, strategies and investment recommendations. In addition Thomas ensures we are aware of actions and decisions to be made as we move further into our retirement years. Thomas is highly recommended to prospective clients for his valued services.
I have had Mark Rapley from CAFSG as my financial advisor for nearly 20 years. He has guided me through the various stages during that time with real professionalism and provided valuable advice that has set me up well for retirement. I highly recommend CAFSG.
I am extremely happy with CA as my financial advisor service. Mike, Annie and the team provide me with reliable and current, advice with prompt service. CA has looked after my super needs since the 80's. The company has grown and with it the team has developed and fine-tuned to stay relevant in todays market 2026.
Financial advisers & planners in Sydney compared
Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Sydney are compared.
| Rank | Provider | Rating | Reviews | Open Sat. |
|---|---|---|---|---|
| 1 | Discovery Wealth Advisers | ★ 5,0 | 251 | No |
| 2 | AD Advisory ® Certified Financial Planner ® Sydney | ★ 5,0 | 78 | No |
| 3 | CFV Advisory (formerly CFV Services) | ★ 5,0 | 56 | No |
| 4 | Your Private Advisers, Independent Financial Planner Sydney | ★ 5,0 | 27 | Yes |
| 5 | Committed Financial Planning - Sydney | ★ 5,0 | 25 | No |
| 10 | CA Financial Services Group (this page) | ★ 4,9 | 87 | No |